die  Rendite

B2

Estimated CEFR level.

/ʁɛnˈdiːtə/

💰 What does "die Rendite" mean?

Die Rendite [ʀɛnˈdiːtə] is a term from economics and finance. It refers to the return, yield, or profit generated by an investment over a specific period, relative to the capital invested. It's usually expressed as a percentage.

Imagine you invest money (e.g., in stocks or bonds) – die Rendite tells you the percentage you've gained (or lost).

The word is feminine, so it always takes the article die.

Article rules for der, die, and das

📊 Grammar of "die Rendite" in Detail

The noun "Rendite" is feminine. Here is its declension in singular and plural:

💡 Example Sentences

1. Die jährliche Rendite dieser Aktie war beeindruckend. (The annual return on this stock was impressive.)
2. Er berechnete die Rendite seiner Investition sehr genau. (He calculated the return on his investment very precisely.)
3. Viele Anleger streben nach hohen Renditen. (Many investors aim for high returns.)
4. Mit diesen Anleihen kann man eine stabile Rendite erzielen. (With these bonds, one can achieve a stable yield.)

📈 How is "Rendite" used?

"Rendite" is a core concept in finance and is primarily used in the following contexts:

• Investments: Evaluating the success of stocks, bonds, funds, real estate, etc. (e.g., eine Rendite von 5% erzielen - to achieve a return of 5%)
• Comparisons: Comparing the yields of different types of investments. (e.g., Welche Anlage bietet die beste Rendite? - Which investment offers the best return?)
• Risk Assessment: Often, a higher expected return corresponds to higher risk. (e.g., risikoadjustierte Rendite - risk-adjusted return)

Difference from similar words:

• Gewinn (Profit): A more general term for a financial surplus. Rendite is specifically the percentage gain on the invested capital.
• Ertrag (Yield/Proceeds): Can be used synonymously with Rendite, but sometimes also refers to absolute amounts (e.g., Mietertrag - rental income) and not just the percentage change.
• Zinsen (Interest): Are a form of Rendite, specifically for bonds or savings accounts. Rendite is the umbrella term.

🧠 Mnemonics for Rendite

Article Mnemonic: Think: You want THE (feminine 'die') best return on your investment. Or remember that words ending in '-ite' in German (like Pleite, Visite) are often feminine. DIE RendITE!

Meaning Mnemonic: Rendite sounds a bit like "render it" or "rent it". Imagine your investment has to "render" a profit for you, or you can "rent it" out for a good return.

🔄 Synonyms & Antonyms for Rendite

⚠️ Caution: Don't confuse Rendite (percentage return) with Gewinn (absolute profit amount). Rendite is always relative to the capital invested.

😂 A Little Financial Joke

Fragt der Anlageberater: "Und, wie zufrieden sind Sie mit der Rendite Ihrer neuen Aktien?"
Antwortet der Kunde: "Sehr! Ich schlafe jetzt wie ein Baby."
Berater: "Wirklich? So sorgenfrei?"
Kunde: "Nein, ich wache jede Stunde auf und weine!"

Translation:
The investment advisor asks: "So, how satisfied are you with the return on your new stocks?"
The client replies: "Very! I sleep like a baby now."
Advisor: "Really? That carefree?"
Client: "No, I wake up every hour and cry!"

📜 Poem about Rendite

Das Kapital, es soll sich mehren,
Anleger auf die Zahlen schwören.
Man hofft auf Zins und Dividende,
Auf eine fette Rendite am Ende.

Doch Vorsicht ist dabei geboten,
Nicht blind vertrauen den Quoten.
Wer klug investiert, mit Bedacht,
Hat oft am Schluss den Gewinn gemacht.

Translation:
The capital, it should increase,
Investors swear by the numbers, seeking peace.
One hopes for interest and dividend,
For a fat return in the end.

But caution is advised,
Don't trust the quotes blindly, be apprised.
Who invests wisely, with consideration,
Often makes the profit in the final station.

❓ Riddle: What am I?

Ich werde in Prozent gemessen,
Bin der Grund, warum man investiert, nicht vergessen.
Mal bin ich hoch, mal bin ich klein,
Der Lohn für dein eingesetztes Kapitälchen fein.
Man hofft, ich wachse Jahr um Jahr,
Ich zeige, ob die Anlage erfolgreich war.

Wer bin ich?

Translation:
I am measured in percent,
The reason one invests, don't forget.
Sometimes I'm high, sometimes I'm small,
The reward for your fine capital, standing tall.
One hopes I grow year after year,
I show if the investment brought success or fear.

What am I?
(Answer: die Rendite)

Brain Food: More on "Rendite"

• Etymology: The word "Rendite" comes from the Italian rendita, meaning "income", "yield", or "pension". It entered German via the French rendite.
• Common Collocations:
  • eine hohe/niedrige/gute/schlechte Rendite erzielen/erwirtschaften/abwerfen (to achieve/generate/yield a high/low/good/bad return)
  • die erwartete Rendite (the expected return)
  • die Rendite berechnen (to calculate the return)
  • Brutto- vs. Nettorendite (Gross vs. net return - before/after costs/taxes)
  • Rendite-Risiko-Verhältnis (Risk-return ratio)